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The Terms and Conditions are posted on the Bank’s website at www.mkb.ru, and such posting does not constitute a public offer (offer) by the Bank to enter into the Agreement within the meaning of art. 437 of the CCRF. The Agreement is not a public agreement within the meaning of art. 426 of the CCRF. For information regarding entering into the Agreement by accession to these Terms and Conditions please apply to Our contacts