The Management Board of the Bank

Anton Virichev
Head of Risk Management Directorate
April 11, 1978 in Moscow
Head of Risk Management Directorate
Date of the Bank of Russia’s approval:
Date of appointment:
Professional education
Financial University under the Government of the Russian Federation (graduated in 1999), qualification: economist, degree in: Finance and Credit
Additional education
Post-graduate degree/title
Ph.D. in Economics (20.11.2003).


Anton Virichev joined CREDIT BANK OF MOSCOW in February 2009 as the Head of Risk Analysis Unit of Risk Management Division. In April 2009 he became the Head of Risk Management Division (Risk Management Department since August 2010), a position he held until April 2011.

From June 2011 to January 2015, Mr. Virichev’s career spanned various positions at Sberbank and Nota-Bank.

In January 2015, Mr. Virichev returned to CREDIT BANK OF MOSCOW as the Head of Risk Management Directorate, a position he holds to date.

Career summary


02.02.2009 - 31.03.2009: Head of Risk Analysis Unit of Risk Management Division responsible for building risk management service processes, making risk opinions on loan applications, appraising and analysing borrowers' financial condition.

01.04.2009 - 05.08.2010: Head of Risk Management Division responsible for designing and implementing a credit process and risk management methodology, arranging processes for monitoring and evaluation of collateral and for checking business reputations of borrowers and sureties, assessing risks of corporate borrowers, financial institutions, issuers etc.

06.08.2010 - 31.03.2011: Head of Risk Management Department responsible also for organising retail risk assessment, organising monitoring of corporate customers, implementing a monitoring system, designing and running stress tests for the Bank's financial model.

Sberbank of Russia OJSC

16.06.2011 - 25.06.2012: Manager of Food Industry and Trade Unit of Largest Customers Division's Customer Managers Department responsible for acquiring and supporting federal-scale customers; negotiating and structuring transactions; supervising and co-ordinating territorial banks' business with covered customers; preparing analytical and presentation materials, defending loan applications on the HQ Loans and Investments Committee.


09.07.2012 - 16.01.2015: Head of Business Development Department responsible for implementing and maintaining the bank's CRM-system, carrying out marketing studies and researches on competitors and potential customers; optimising, and supporting methodologically, business processes, steering development projects.


Since 19.01.2015: Head of Risk Management Directorate responsible for<0} organising expert appraisal of credit, financial and sectoral risks of corporate customers, issuers and  financial market institutions, organising reviews of loan applications, appraisal of borrowers' financial condition, ensuring loan portfolio monitoring, devising and implementing credit process improvement initiatives, supporting the credit process methodologically, executing the Bank's limit policy, devising and implementing a rating-based risk measurement system and other risk management tools, arranging loan administration, appraising the retail loan portfolio and preparing retail risk mitigation initiatives, and carrying out comprehensive analysis of the Bank's overall risks, its resilience and exposure to risks.

Since 24.02.2016: member of the Management Board.


16.09.2016 – 31.07.2019: member of the Board of Directors.