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МОСКОВСКИЙ КРЕДИТНЫЙ БАНК
Fact sheet
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ABOUT BANK
INVESTOR RELATIONS

Fact sheet

CREDIT BANK OF MOSCOW (public joint-stock company) has been operating in the Russian banking market since 1992.

The Bank provides a full range of services for corporate clients and private persons while offering universal products and services for a wide audience and elaborating special programs with focus on individual needs and wishes of its clients.

The Bank holds General license No. 1978 as of 21 January 2013 issued by the Bank of Russia.

Bank's rankings

Ranking by Assets

  • 10th — Russian banks rating by net assets as at 1 November 2016, Expert RA
  • 10th — Russian banks rating by net assets as at 1 November 2016, Banki.ru
  • 9th — Russian banks rating by net assets. III quarter 2016, INTERFAX-100

Rankings by Equity

  • 11th — Russian Banks. Key Performance Indicators. Equity. III quarter 2016, INTERFAX-100
  • 10th — Russian Banks rating by equity as at 1 November 2016, Banki.ru

Shareholders

Credit Ratings

ShareholderShare
"Rossium Concern", LLC56,83%
JSC "Asset Management Company "Regionfinansresurs"8,19%
LLC "Region Portfolio Investments" AM, PE fund "Algorythm"5,39%
European Bank for Reconstruction and Development (EBRD)4,54%
"Saving management", LLC2.89%
RBOF Holding Company I Ltd.2,79%
JSC "IG Capital Partners"1.99%
International Finance Corporation (IFC)1,75%
Powerboom Investments Limited1,32%
OJSC "RONNIN Trust"0.99%
SEVER Asset Management LLC0.58%
Other minority shareholders12,74%
AgencyRatings*
Fitch RatingBB / AA-(rus)
Standard and Poor'sBB- / ruAA-
Moody's Investors ServiceB1/NP
Expert PAA+
* international / national scale

Management board

Vladimir A. Chubar
Dmitry A. Eremin
Svetlana V. Sass
Darya A. Galkina
Yury A. Ubeev
Alexey V. Kosyakov
Anton O. Virichev
Elena V. Shved
Alexey A. Stepanenko
Andrey A. Kryukov

Supervisory board

William F. Owens
Roman I. Avdeev
Vladimir A. Chubar
Andrew S. Gazitua
Thomas G. Grasse
Andreas Klingen
Genadi Lewinski
Mikhail M. Kuznetsov
Ilkka S. Salonen
Marina M. Nastashkina

Key Performance Indicators

Statement of financial position (RUB ths) 9m2016 2015 2014
Assets 1,311,949,358 1,208,200,628 584,838,992
Net loans to customers, including 616,382,879 593,065,265 378,014,328
     Loans to corporate clients   518,760,048   482,423,222   257,551,451
     share   84%   81%   68%
     Loans to individuals   97,622,831   110,642,043   120,462,877
     share   16%   19%   32%
Securities portfolio 122,286,278 159,539,898 60,976,236
Liabilities 1,210,606,308 1,115,862,166 524,851,502
Deposits by customers, including 856,724,292 898,692,231 334,852,198
     Deposits by corporate clients   629,770,476   697,763,224   171,452,228
     share   74%   78%   51%
     Deposits by individuals   226,953,816   200,929,007   163,399,970
      share   26%   22%   49%
Deposits by credit institutions 239,152,141 88,704,560 65,897,384
Debt securities issued 107,437,938 121,154,765 118,621,304
Total equity 101,343,050 92,338,462 59,987,490

Statement of comprehensive income (RUB ths) 9m2016 9m2015 9m2014
Interest income 84,066,256 61,135,801 41,133,253
Interest expense -52,704,924 -43,445,525 -23,512,980
Provision for impairment of loans -24,046,848 -14,585,203 -7,013,952
Net interest income 7,314,484 3,105,073 10,606,321
Fee and commission income 9,470,474 6,439,410 6,318,731
Operating income after provisions 20,771,463 9,333,380 15,305,997
Operating expense -10,096,047 -7,387,028 -6,813,227
Net income 8,342,134 1,535,248 6,370,757

Ratios 9m2016 2015 2014
NPL (90+), % 4.8 5.1 2.3
RoAA, % 0.9 0.2 1.1
RoAE, % 11.5 2.1 10.1
Net interest margin, % 3.6 3.9 5.8
Cost to Income ratio,% 23.0 26.4 33.9
BIS Tier 1 CAR 10.7 9.2 10.5
BIS Total CAR 17.4 16.5 15.8

Contacts

Sergey Lukyanov
Head of Investor Relations
Tel.: +7 (495) 797-42-22 ext. 6223
Mailto: Lukyanov@mkb.ru


2007-2016 . General license №1978 issued by the Bank of Russia on 06 May 2016.