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Fact sheet
CBM at a glance, key figures
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ABOUT BANK
INVESTOR RELATIONS

Fact sheet

CREDIT BANK OF MOSCOW (public joint-stock company) has been operating in the Russian banking market since 1992.

The Bank provides a full range of services for corporate clients and private persons while offering universal products and services for a wide audience and elaborating special programs with focus on individual needs and wishes of its clients.

The Bank holds General license No. 1978 as of 6 May 2016 issued by the Bank of Russia.

Bank's rankings

Ranking by Assets

  • 9th Russian banks rating by assets as at 1 June 2017, Expert RA
  • 9th Russian banks rating by assets as at 1 June 2017, Banki.ru
  • 9th Russian banks rating by assets 1Q2017, INTERFAX-100

Rankings by Equity

  • 8th Russian Banks rating by equity as at 1 June 2017, Banki.ru
  • 12th Russian Banks. Key Performance Indicators. Equity. 1Q2017, INTERFAX-100

Shareholders

Credit Ratings

ShareholderShare
"Rossium Concern", LLC 56.83%
JSC "Asset Management Company "Regionfinansresurs" 8.19%
LLC "Region Portfolio Investments" AM, PE fund "Algorythm" 7.34%
European Bank for Reconstruction and Development (EBRD) 4.54%
Saving management, LLC 3.86%
JSC "IG Capital Partners" 2.56%
JSC EFG Asset Management, retirement wealth manager of JSC Non-state Pension Fund SAFMAR 1.68%
OJSC "RONNIN Trust" 0.99%
Asset Management Company BIN FINAM GROUP LLC, retirement wealth manager of JSC Non-state Pension Fund SAFMAR 0.21%
Asset Management Company BIN FINAM GROUP LLC, retirement wealth manager of JSC Non-state Pension Fund Doverie 0.79%
JSC EFG Asset Management, retirement wealth manager of JSCNPF Doverie 0.36%
Other minority shareholders 12.65%
Agency Rating
Fitch RatingBB-
Standard and Poor'sBB-
Moody's Investors Service B1/NP
ACRA A- (RU)

Management Board

Vladimir A. Chubar
Dmitry A. Eremin
Svetlana V. Sass
Darya A. Galkina
Yury A. Ubeev
Alexey V. Kosyakov
Anton O. Virichev
Elena V. Shved
Alexey A. Stepanenko
Andrey A. Kryukov

Supervisory Board

William F. Owens
Roman I. Avdeev
Vladimir A. Chubar
Andrew S. Gazitua
Thomas G. Grasse
Andreas Klingen
Mikhail M. Kuznetsov
Ilkka S. Salonen
Marina M. Nastashkina
Sergey Y. Menzhinsky

Key Performance Indicators

Statement of financial position (RUB mln) 3m 2017 2016 2015
Assets 1 488 722 1 567 969 1 208 201
Net loans to customers, including 642 665 626 535 593 065
     Loans to corporate clients   553 043   533 470   482 423
     share   86%   85%   81%
     Loans to individuals   89 622   93 065   110 642
     share   14%   15%   19%
Securities portfolio 113 646 129 812 159 540
Liabilities 1 380 803 1 464 568 1 115 862
Deposits by customers, including 760 531 689 496 898 692
     Deposits by corporate clients   500 395   440 842   697 763
     share   66%   64%   78%
     Deposits by individuals   260 136   248 654   200 929
      share   34%   36%   22%
Deposits by credit institutions 488 168 628 794 88 705
Debt securities issued 123 553 137 203 121 155
Total equity 107 919 103 40 92 338

Statement of comprehensive income (RUB mln) 3m 2017 3m 2016 3m 2015
Interest income 31 130 27 494 18 878
Interest expense -13 905 -18 348 -20 708
Provision for impairment of loans -4 816 -7 149 -4 567
Net interest income 5 606 1 997 406
Fee and commission income 4 259 3 011 1 699
Operating income after provisions 9 455 5 223 2 556
Operating expense -3 506 -3 145 -2 191
Net income 4 593 1 658 289

Ratios 3m 2017 2016 2015
NPL (90+), % 1.9 2.3 5.1
RoAA, % 1.2 0.8 0.2
RoAE, % 17.4 11.2 2.1
Net interest margin, % 3.0 3.3 3.9
Cost to Income ratio,% 26.0 24.6 26.4
BIS Tier 1 CAR 10.7 9.4 9.2
BIS Total CAR 19.0 14.7 16.5

Contacts

Sergey Lukyanov
Head of Investor Relations
Tel.: +7 (495) 797-42-22 ext. 6223
Mailto: ir@mkb.ru


2007-2017 . General license 1978 issued by the Bank of Russia on 06 May 2016.