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МОСКОВСКИЙ КРЕДИТНЫЙ БАНК
Fact sheet
CBM at a glance, key figures
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ABOUT BANK
INVESTOR RELATIONS

Fact sheet

CREDIT BANK OF MOSCOW (public joint-stock company) has been operating in the Russian banking market since 1992.

The Bank provides a full range of services for corporate clients and private persons while offering universal products and services for a wide audience and elaborating special programs with focus on individual needs and wishes of its clients.

The Bank holds General license No. 1978 as of 21 January 2013 issued by the Bank of Russia.

Bank's rankings

Ranking by Assets

  • 10th — Russian banks rating by net assets as at 1 June 2016, Expert RA
  • 11th — Russian banks rating by net assets, the Banker, July of 2015
  • 11th — Russian banks rating by net assets. I quarter 2016, INTERFAX-100

Rankings by Equity

  • 11th — Rating of the largest Russian banks by Tier I capital, The Banker, July of 2015
  • 12th — Russian Banks. Key Performance Indicators. Equity. I quarter 2016, INTERFAX-100
  • 19th — Rating of the largest banks in Central and Eastern Europe by Tier I capital, The Banker, July of 2015
  • 618th — 1000 largest banks in the world by Tier I capital, The Banker, July of 2015

Shareholders

Credit Ratings

ShareholderShare
"Rossium Concern", LLC56,83%
JSC "Asset Management Company "Regionfinansresurs"8,69%
LLC "Region Portfolio Investments" AM, PE fund "Algorythm"6,93%
European Bank for Reconstruction and Development (EBRD)4,54%
RBOF Holding Company I Ltd.2,79%
International Finance Corporation (IFC)1,75%
LLC "NTI"1,34%
OJSC "Rosgosstrakh"1,32%
Powerboom Investments Limited1,32%
Kapital Insurance, JSC0,58%
Other minority shareholders13,91%
AgencyRatings*
Fitch RatingBB / AA-(rus)
Standard and Poor'sBB- / ruAA-
Moody's Investors ServiceB1/NP
Rus-RatingBBB+ / AA+
Expert PAA+
* international / national scale

Management board

Vladimir A. Chubar
Dmitry A. Eremin
Svetlana V. Sass
Darya A. Galkina
Yury A. Ubeev
Alexey V. Kosyakov
Anton O. Virichev
Elena V. Shved

Supervisory board

William F. Owens
Roman I. Avdeev
Vladimir A. Chubar
Andrew S. Gazitua
Thomas G. Grasse
Nicholas D. Haag
Andrey A. Kryukov
Mikhail M. Kuznetsov
Bernard D. Sucher
Alexey A. Stepanenko

Key Performance Indicators

Statement of financial position (RUB ths) 1H2016 2015 2014
Assets 1,221,771,281 1,208,200,628 584,838,992
Net loans to customers, including 574,817,327 593,065,265 378,014,328
     Loans to corporate clients   471,797,567   482,423,222   257,551,451
     share   82%   81%   68%
     Loans to individuals   103,019,760   110,642,043   120,462,877
     share   18%   19%   32%
Securities portfolio 151,677,145 159,539,898 60,976,236
Liabilities 1,123,343,880 1,115,862,166 524,851,502
Deposits by customers, including 941,812,959 898,692,231 334,852,198
     Deposits by corporate clients   731,482,510   697,763,224   171,452,228
     share   78%   78%   51%
     Deposits by individuals   210,330,449   200,929,007   163,399,970
      share   22%   22%   49%
Deposits by credit institutions 67,714,801 88,704,560 65,897,384
Debt securities issued 107,479,518 121,154,765 118,621,304
Total equity 98,427,401 92,338,462 59,987,490

Statement of comprehensive income (RUB ths) 6m2016 6m2015 6m2014
Interest income 55,975,909 38,699,742 25,991,479
Interest expense -35,513,680 -28,278,339 -15,106,530
Provision for impairment of loans -16,229,223 -8,482,034 -3,745,118
Net interest income 4,233,006 1,939,369 7,139,831
Fee and commission income 6,313,824 4,299,639 4,026,247
Operating income after provisions 12,833,751 6,325,238 10,510,729
Operating expense -6,512,291 -4,811,155 -4,767,430
Net income 5,067,381 1,194,749 4,243,418

Ratios 1H2016 2015 2014
NPL (90+), % 5.0 5.1 2.3
RoAA, % 0.8 0.2 1.1
RoAE, % 10.65 2.1 10.1
Net interest margin, % 3.5 3.9 5.8
Cost to Income ratio,% 22.5 26.4 33.9
BIS Tier 1 CAR 10.6 9.2 10.5
BIS Total CAR 17.6 16.5 15.8

Contacts

Sergey Lukyanov
Head of Investor Relations
Tel.: +7 (495) 797-42-22 ext. 6223
Mailto: Lukyanov@mkb.ru


2007-2016. General license №1978 issued by the Bank of Russia on 06 May 2016.