Material fact notice

Factors believed by Issuer to materially affect its emission securities’ prices

21.11.2019

1. General Information

1.1. Issuer’s full corporate name (name for NGO)

CREDIT BANK OF MOSCOW (public joint-stock company)

1.2. Issuer’s abbreviated corporate name

CREDIT BANK OF MOSCOW

1.3. Issuer’s registered office

Moscow

1.4. Issuer’s OGRN

1027739555282

1.5. Issuer’s TIN

7734202860

1.6. Unique issuer code assigned by the registration authority

01978В

1.7. Issuer’s disclosure webpage

http://www.mkb.ru;

http://www.e-disclosure.ru/portal/company.aspx?id=202

1.8. Date of occurrence of the event (material fact) about which the message is made (if applicable)

21.11.2019

2. Content of Announcement

2. Content of Announcement

"Procedure of placement of, and term and procedure for submission of potential acquirers' (investors') offers to make preliminary purchase-sale agreements in respect of, at least 5,000,000 (five million) exchange-traded certificated interest-bearing non-convertible bearer commonly deposited bonds series 001P-02 of CREDIT BANK OF MOSCOW to be issued under Exchange-Traded Bond Programme (identification number: 401978B001P02E; identification number assignment date: 31 January 2017)" .

2.1. Brief description of event (action) believed by issuer to influence its securities' price: the making of resolution on the procedure of placement of, and the term and procedure for submission of potential acquirers' (investors') offers to make preliminary purchase and sale agreements in respect of, CREDIT BANK OF MOSCOW's exchange-traded bearer commonly deposited bonds series 001P-02 (the "Exchange-Traded Bonds") to be issued under an exchange-traded bond programme (identification number: 401978B001P02E; identification number assignment date: 31 January 2017) (the "Programme").

2.2. If underlying event (action) is related to or connected with third party, full corporate name (or, if NGO, name), registered office and, if applicable, TIN and OGRN, or surname, name, patronym (if any) of such party: impossible to disclose as such parties are potential acquirers.

2.3. If underlying event (action) is related to or connected with resolution taken by issuer’s or third party’s authorised management body, name of such body, date and wording of resolution, date and number of minutes of such body’s meeting where applicable: The issuer's authorised management body which made the resolution: Chairman of the Management Board of CREDIT BANK OF MOSCOW. Resolution date: 21 November 2019, Order No. 1699 dated 21 November 2019. Wording of resolution:

1. Determine that 5,000,000 (five million) or more exchange-traded non-convertible certificated interest-bearing commonly deposited bearer bonds series 001Р-02 of CREDIT BANK OF MOSCOW with the par value of 1,000 (one thousand) roubles each to be issued by way of public subscription under the Exchange-Traded Bond Programme with identification number 401978B001P02E of 31.01.2017 (the "Exchange-Traded Bonds Series 001Р-02") be placed by way of collecting off-order book orders from buyers with a fixed price and first coupon rate as and on the terms provided for by the aforesaid Exchange-Traded Bond Programme and the Conditions of the Exchange-Traded Bonds series 001Р-02.

Determine that potential acquirers (investors) should send their offers to make preliminary agreements whereby they and CREDIT BANK OF MOSCOW undertake to enter into principal purchase and sale agreements in respect of the Exchange-Traded Bonds Series 001Р-02 on their placement starting date, from 11:00 Moscow time on 21 November 2019 to 15:00 Moscow time on 21 November 2019.

Determine that potential acquirers (investors) should send such offers to CREDIT BANK OF MOSCOW's registered office: 2 (bldg. 1) Lukov pereulok, Moscow 107045.

Approve the form of offers to be submitted by potential acquirers (investors) to make preliminary agreements for purchase-sale of the Exchange-Traded Bonds Series 001Р-02.

The form of offers to make preliminary agreements for purchase-sale of the Exchange-Traded Bonds Series 001Р-02:

"[INVESTOR'S LETTERHEAD (for legal entities)]

Date:

To: CREDIT BANK OF MOSCOW

Attention:  Mansur Guseynov

E-mail: guseinov@mkb.ru

Cc: REGION Broker Company LLC

Attention:  Tatyana Teterkina, Ekaterina Shilyaeva

E-mail: teterkina@region.ru, shilyaeva@region.ru

OFFER TO MAKE A PRELIMINARY PURCHASE-SALE AGREEMENT

We have reviewed the terms and conditions of participation in the placement of an additional issue of at least 5,000,000 (five million) exchange-traded interest-bearing non-convertible certificated bearer commonly deposited bonds series 001P-02 with the par value of 1,000 (one thousand) roubles each, placed by way of public subscription at 100% of their par value, due in 2 years (728 days), coupon period: 182 days, 1st coupon rate to be determined at the book-building, the 2nd through 4th coupon rates are equal to the 1st coupon rate (the "Exchange-Traded Bonds"), under an exchange-traded bond programme (identification number 401978B001P02E of 31.01.2017).

Having thoroughly analysed financial, economic, legal and other risks and consequences of acquiring and holding the Exchange-Traded Bonds, we, [please specify your full name], [acting as asset manager (for asset management companies)], hereby undertake to enter, on, but in any case within 1 (one) business day of, their placement starting date, into principal purchase-sale agreements whereby we would acquire them from Credit Bank of Moscow, their issuer, on the following terms:

Maximum amount for which we are willing to buy Exchange-Traded Bonds (Russian roubles)* [please specify]

Maximum placement price of the Exchange-Traded Bonds at which we are willing to buy them for such maximum amount, roubles      

[please specify]

Please note that we will place orders for purchase of Exchange-Traded Bonds through the following Moscow Exchange Trading Member: [please specify your broker] (if applicable).

This offer is valid up to and including 03.12.2019. The preliminary agreement to be made by way of acceptance hereof and, accordingly, the parties' commitments to enter into a principal purchase-sale agreement in respect of Exchange-Traded Bonds on the terms of such preliminary agreement shall automatically expire if the Exchange-Traded Bonds are not admitted to trading by Moscow Exchange on or before 03.12.2019.

If accepted, please notify us of your acceptance of this offer at: if by courier: [specify the address of your office (or registered residence, as applicable)], if by fax: [specify your fax number], if by e-mail: [specify your contact electronic address].

Yours faithfully,

__________________

Name:

Title:

* Excluding any purchase and settlement-related expenses."

2.4. Type, category (class) and other identifiers of securities concerned, where applicable: at least 5,000,000 (five million) exchange-traded certificated interest-bearing non-convertible bearer commonly deposited bonds series 001P-02 to be placed under the Exchange-Traded Bond Programme (identification number: 401978B001P02E; identification number assignment date: 31 January 2017).

2.5. Date of relevant event (action) and, if it occurred for or was made by third party, date when issuer became aware of it: 21 November 2019.

3. Signature

3.1. Head of Banking Legal Support Department (Power of attorney No.770/2016 dated 29.12.2016 (valid until 29.12.2019))

K.I. Galushko

3.2. 21 November 2019 SEAL